Job Description & Requirements Cardiothoracic Surgery Nurse Practitioner or Physician Assistant(NP) StartDate: ASAP Available Shifts: 8 Pay Rate: $106.70 - $115.50 This facility is seeking a Cardiothoracic Surgery Nurse Practitioner or Physician Assistant(NP) for locum tenens support as they look to fill a current need. Details & requirements for this opportunity: <ul><li>Schedule: 7:30a-4:30p, rounding and possible call</li><li>Practice Setting: Hospital</li><li>Types of Cases: Cardiothoracic Surgery, Intensive Care Unit (ICU)</li><li>Credentialing Timeframe: 60 Days</li><li>Electronic Medical Record (EMR): Epic</li><li>Certifications Required: Basic Life Support (BLS) and Advanced Cardiovascular Life Support (ACLS)</li><li>Licensure Required: Active Pennsylvania State License and Drug Enforcement Administration (DEA)</li></ul> Job Benefits AMN Healthcare typically arranges medical or dental malpractice insurance for the contractor providers we match to client opportunities. In addition, our locum tenens can receive highly competitive pay and a dedicated team that handles all travel, lodging, rentals and transportation needs. Additionally, our Physician Mobility initiative decreases the amount of time you must wait to work at a facility where you are presented or have worked from 24 months to 6 months. About the Company At AMN Healthcare, we strive to be recognized as the most trusted, innovative, and influential force in helping healthcare organizations provide quality patient care that continually evolves to make healthcare more human, more effective, and more achievable. AMN Healthcare is a digitally enabled workforce solutions partner focused on solving the biggest challenges affecting healthcare organizations today. We offer a single-partner approach to optimize labor sources, increase operating margins, and provide technologies to expand the reach of care. Compensation Information: $106.70 / Hourly - $115.50 / Hourly<img src="https://www.jobg8.com/Tracking.aspx?KGPNkMCg23kUq0IuIRuXWgg" width="0" height="0" />

**Cardiothoracic Surgery Nurse Practitioner or Physician Assistant**

This facility is seeking a Cardiothoracic Surgery Nurse Practitioner or Physician Assistant for locum tenens support as they look to fill a current need.

**Job Description**

- Schedule: 7:30 a.m. - 4:30 p.m., rounding and possible call
- Practice Setting: Hospital
- Types of Cases: Cardiothoracic Surgery, Intensive Care Unit (ICU)
- Credentialing Timeframe: 60 Days
- Electronic Medical Record (EMR): Epic
- Certifications Required: Basic Life Support (BLS) and Advanced Cardiovascular Life Support (ACLS)
- Licensure Required: Active Pennsylvania State License and Drug Enforcement Administration (DEA)

**Benefits**

- AMN Healthcare typically arranges medical or dental malpractice insurance for the contractor providers we match to client opportunities.
- Highly competitive pay and a dedicated team that handles all travel, lodging, rentals, and transportation needs.
- Our Physician Mobility initiative decreases the amount of time you must wait to work at a facility where you are presented or have worked from 24 months to 6 months.

**Company Overview**

At AMN Healthcare, we strive to be recognized as the most trusted, innovative, and influential force in helping healthcare organizations provide quality patient care that continually evolves to make healthcare more human, more effective, and more achievable.

AMN Healthcare is a digitally enabled workforce solutions partner focused on solving the biggest challenges affecting healthcare organizations today. We offer a single-partner approach to optimize labor sources, increase operating margins, and provide technologies to expand the reach of care.

**Compensation Information**

$106.70 / Hourly - $115.50 / Hourly

Cardiothoracic Surgery Nurse Practitioner (NP)

A well-established practice in Pennsylvania is looking for a board-certified Obstetrics and Gynecology with a subspecialty in Maternal-Fetal Medicine. The ideal candidate should possess an active PA license and active PA DEA. This is both inpatient and outpatient practice. The candidate must actively perform deliveries, C-sections, fetal echos, CVS and Gyn U/S. If you are interested in hearing more about this opportunity, please call or text MD Staff at . You can also reach us through email at . Please reference Job ID # j-31716.<img src="https://www.jobg8.com/Tracking.aspx?6zOx3g4oow%2bjJzgAToKTUQl" width="0" height="0" />

**Obstetrics and Gynecology - Maternal-Fetal Medicine**

A well-established practice in Pennsylvania is looking for a board-certified Obstetrics and Gynecology with a subspecialty in Maternal-Fetal Medicine. The ideal candidate should possess an active PA license and active PA DEA. This is both inpatient and outpatient practice. The candidate must actively perform deliveries, C-sections, fetal echos, CVS, and Gyn U/S.

Physician / Gynecology / Pennsylvania / Locum tenens / Locums/OBGYN/Maternal-Fetal Medicine/Job/Pennsylvania Job

Seeking a Pediatrician to join a locums practice in PennsylvaniaSpecialty: PediatricsCoverage dates: June 1,2022 - July 21,2022When on-call the Neonatologist is on-call 24/7 for this time. This is an inpatient role for the NICU and when the provider is working, they are responsible for NICU rounds and on-call during this time. There is an outpatient clinic every Thursday located at the hospital and runs concurrently with NICU. Neonatologist participates in the clinic. Expectation is 8AM-4PM in-house. On call response time is 20 minutes. Must use pager and Spectra Link phone provided for communication purposes.Located near Tipton,PAIf you are interested in hearing more about this opportunity, please call or text MD Staff at . You can also reach us through email at . Please reference Job ID # j-54155.<img src="https://www.jobg8.com/Tracking.aspx?s20FKcCn1PmxJUGFSL2zHgo" width="0" height="0" />

**Pediatrician**

Seeking a Pediatrician to join a locums practice in Pennsylvania. 

**Job Description**

- Coverage dates: June 1, 2022 - July 21, 2022
- When on-call, the Neonatologist is on-call 24/7 for this time.
- This is an inpatient role for the NICU, and when the provider is working, they are responsible for NICU rounds and on-call during this time.
- There is an outpatient clinic every Thursday located at the hospital and runs concurrently with NICU. The Neonatologist participates in the clinic.
- Expectation is 8 AM - 4 PM in-house.
- On-call response time is 20 minutes.
- Must use pager and Spectra Link phone provided for communication purposes.

**Community Overview**

Located near Tipton, PA.

Physician / Pediatrics / Pennsylvania / Locum tenens / Locums Pediatrics Job in Pennsylvania Job

Anesthesiology Physician Job near Altoona, PA A growing and financially stable system near Altoona Pa, is adding several Anesthesiologist to support their growth and services. Case load includes Neurosurgery, Cardiac, General, ENT, Ortho, OB, Vascular and Trauma with the support of 4 Anesthesiologists, 22 CRNAs. EMR - GE Centricity (Outpatient), Cerner (Inpatient). Offers Incentives / Benefits, Highly Competitive Compensation package, Educational Loan Assistance and more! If you are interested in hearing more about this opportunity, please call or text HDA MD Staff at . You can also reach us through email at . Please reference Job ID j-21221.<img src="https://www.jobg8.com/Tracking.aspx?s20FKcCn1PnzWgrITqgV4go" width="0" height="0" />

**Anesthesiology Physician**

A growing and financially stable system near Altoona, PA, is adding several Anesthesiologists to support their growth and services. Case load includes neurosurgery, cardiac, general, ENT, ortho, OB, vascular, and trauma with the support of 4 Anesthesiologists and 22 CRNAs. EMR - GE Centricity (Outpatient), Cerner (Inpatient). 

**Job Description**

- Support a diverse case load including neurosurgery, cardiac, general, ENT, ortho, OB, vascular, and trauma
- Collaborate with a team of 4 Anesthesiologists and 22 CRNAs

**Benefits**

- Highly competitive compensation package
- Educational loan assistance
- Incentives and additional benefits

Physician / Anesthesiology / Pennsylvania / Locum or Permanent / Anesthesiology Physician Job near Altoona, PA Job

General Gastroenterology Physician Job near Altoona, PA A growing and financially sound system is replacing a retiring GI physician in their group. The incoming physician will join 1 physician and (2) MidLevel provider. Procedure performed at the Hospital with full range of endoscopic services including endoscopy, colonoscopy, capsule endoscopy. Call 10- days a month. Offers Highly Competitive Compensation and excellent benefits package. If you are interested in hearing more about this opportunity, please call or text HDA MD Staff at . You can also reach us through email at . Please reference Job ID j-21222.<img src="https://www.jobg8.com/Tracking.aspx?nJoDwzZvEX42I%2b6wJt6T9gp" width="0" height="0" />

**General Gastroenterology Physician**

A growing and financially sound system is replacing a retiring GI physician in their group. The incoming physician will join 1 physician and 2 mid-level providers. Procedures are performed at the hospital with a full range of endoscopic services including endoscopy, colonoscopy, and capsule endoscopy. Call is 10 days a month. This position offers highly competitive compensation and an excellent benefits package.

**Job Description**

- Join a team of 1 physician and 2 mid-level providers
- Perform a full range of endoscopic services including endoscopy, colonoscopy, and capsule endoscopy
- Participate in call rotation of 10 days a month

**Benefits**

- Highly competitive compensation
- Excellent benefits package

Physician / Gastroenterology / Pennsylvania / Locum or Permanent / General Gastroenterology Physician Job near Altoona, PA Job

Join one of the nation?s premier rheumatology clinical trial sites! A growing single-specialty practice in western Pennsylvania is adding a BC/BE Rheumatologist to their dynamic group in Altoona. Highlights<ul><li> Practice has 4 Rheumatologists, 6 Physician Assistants, and an excellent support team </li><li> Enjoy a great work-life balance with no evening or weekend hours </li><li> Opportunities for clinical research and teaching residents + medical students </li><li> With over 1,200 clinical trials, the practice has a nationally recognized clinical research program, and a well-regarded infusion center </li><li> Work within a custom-built, state-of-art facility that includes an in-house lab, NCV testing, Digital X-ray, Hologic DXA, MSK ultrasound, peripheral MRI, total body MRI, 7 chair infusion suite, and sleep lab </li></ul>Compensation and Benefits<ul><li> Impressive base salary with production bonuses </li><li> $20,000 Signing Bonus and $10,000 Relocation </li><li>Partnership Track and Profit Sharing</li><li> Comprehensive benefits package comprised of health and vision insurance (includes family), malpractice insurance, 401k retirement pension plan, 264 hours (more than 6 weeks!) PTO/CME with CME allowance, and much more </li></ul>Explore Altoona in Western Pennsylvania Altoona, a city in Western Pennsylvania, is a fantastic choice for families seeking affordability, community, and access to kid-friendly amenities. With a population of 44k people, Altoona offers a small?town vibe without sacrificing conveniences. Nestled in the Allegheny Mountains, it's an ideal spot for nature lovers, with hiking, biking, and skiing nearby. Families will love the range of activities, such as historic amusement park, a children?s discovery center, a railroaders museum, and a planetarium. Altoona is about 2 hours from Pittsburgh, roughly 3.5?hours from Baltimore and Washington, DC, and just under 4?hours from Philadelphia. Overall, Altoona delivers a safe, family-friendly environment with solid schools, diverse youth activities, and easy access to urban centers. Whether you're looking for a quieter lifestyle or a strategic location, Altoona is a hidden gem worth considering. ES-71 <img src="https://www.jobg8.com/Tracking.aspx?Nng2O1d1m9uRUy2vtfuTyAj" width="0" height="0" />

**Rheumatologist**

Join one of the nation's premier rheumatology clinical trial sites! A growing single-specialty practice in western Pennsylvania is adding a BC/BE Rheumatologist to their dynamic group in Altoona.

**Job Description**

- Practice has 4 Rheumatologists, 6 Physician Assistants, and an excellent support team
- Enjoy a great work-life balance with no evening or weekend hours
- Opportunities for clinical research and teaching residents and medical students
- With over 1,200 clinical trials, the practice has a nationally recognized clinical research program and a well-regarded infusion center
- Work within a custom-built, state-of-the-art facility that includes an in-house lab, NCV testing, Digital X-ray, Hologic DXA, MSK ultrasound, peripheral MRI, total body MRI, 7 chair infusion suite, and sleep lab

**Compensation and Benefits**

- Impressive base salary with production bonuses
- $20,000 signing bonus and $10,000 relocation
- Partnership track and profit sharing
- Comprehensive benefits package comprised of health and vision insurance (includes family), malpractice insurance, 401k retirement pension plan, 264 hours (more than 6 weeks!) PTO/CME with CME allowance, and much more

**Community Overview**

Altoona, a city in Western Pennsylvania, is a fantastic choice for families seeking affordability, community, and access to kid-friendly amenities. With a population of 44k people, Altoona offers a small-town vibe without sacrificing conveniences. Nestled in the Allegheny Mountains, it's an ideal spot for nature lovers, with hiking, biking, and skiing nearby. Families will love the range of activities, such as a historic amusement park, a children's discovery center, a railroaders museum, and a planetarium. Altoona is about 2 hours from Pittsburgh, roughly 3.5 hours from Baltimore and Washington, DC, and just under 4 hours from Philadelphia. Overall, Altoona delivers a safe, family-friendly environment with solid schools, diverse youth activities, and easy access to urban centers. Whether you're looking for a quieter lifestyle or a strategic location, Altoona is a hidden gem worth considering.

Physician / Rheumatology / Pennsylvania / Permanent / Rheumatologist in Western PA/ Clinical Trials, Teach Med Students, + Partnership Job

Emergency Medicine Locum Opportunity in Altoona, PA Job at a Glance:<ul><li>Location: Coverage needed at both Altoona and Bedford, Pennsylvania</li><li>Role: Emergency Medicine Physician</li><li>Schedule: Altoona - 10-hour shifts (6a-4p, 8a-6p, 11a-9p, 1p-11p, 3p-1a, 5p-3a or 9p-7a); Bedford - 12-hour shifts (7a-7p or 7p-7a)</li></ul> Description:Join a dynamic team of healthcare professionals as an Emergency Medicine Physician in Altoona and Bedford, PA. This locum position offers the opportunity to provide critical care in a fast-paced environment, contributing to the mission of delivering Life Changing Medicine . You will work in a state-of-the-art facility, ensuring the highest standards of patient care and safety. This role is ideal for physicians seeking flexibility and the chance to work alongside a dedicated team committed to excellence in emergency medicine. What Can You Bring to UPMC?<ul><li>Deliver expert emergency care with a focus on patient-centered outcomes.</li><li>Collaborate effectively with a multidisciplinary team to provide comprehensive care.</li><li>Demonstrate strong clinical skills and the ability to make quick, informed decisions.</li></ul> What Can UPMC Do for You?<ul><li>Opportunities for professional development and career advancement.</li><li>Supportive work environment with a focus on work-life balance.</li></ul> Qualifications:<ul><li>MD or DO degree from an accredited medical school.</li><li>Board Certification in Emergency Medicine.</li><li>Current Pennsylvania medical licensure preferred.</li><li>Proven experience in an emergency medicine setting.</li></ul> UPMC's Commitment to Diversity and Inclusion:- UPMC is an Equal Opportunity Employer/Disability/Veteran. UPMC is committed to advancing diversity through programs that promote inclusion, such as Employee Resource Groups and other initiatives to support a diverse workforce. Please, no agency solicitation.<img src="https://www.jobg8.com/Tracking.aspx?ujNq9xOtBK8GDXi3HUwHFgq" width="0" height="0" />

**Emergency Medicine Physician**

Join a dynamic team of healthcare professionals as an Emergency Medicine Physician in Altoona and Bedford, PA. This locum position offers the opportunity to provide critical care in a fast-paced environment, contributing to the mission of delivering life-changing medicine. You will work in a state-of-the-art facility, ensuring the highest standards of patient care and safety. This role is ideal for physicians seeking flexibility and the chance to work alongside a dedicated team committed to excellence in emergency medicine.

**Job Description**

- Deliver expert emergency care with a focus on patient-centered outcomes.
- Collaborate effectively with a multidisciplinary team to provide comprehensive care.
- Demonstrate strong clinical skills and the ability to make quick, informed decisions.

**Requirements**

- MD or DO degree from an accredited medical school.
- Board Certification in Emergency Medicine.
- Current Pennsylvania medical licensure preferred.
- Proven experience in an emergency medicine setting.

**Benefits**

- Opportunities for professional development and career advancement.
- Supportive work environment with a focus on work-life balance.

Emergency Medicine Physician

Join one of the nation?s premier rheumatology clinical trial sites! A growing single-specialty practice in western Pennsylvania is adding a BC/BE Rheumatologist to their dynamic group in Altoona. Highlights<ul><li> Practice has 4 Rheumatologists, 6 Physician Assistants, and an excellent support team </li><li> Enjoy a great work-life balance with no evening or weekend hours </li><li> Opportunities for clinical research and teaching residents + medical students </li><li> With over 1,200 clinical trials, the practice has a nationally recognized clinical research program, and a well-regarded infusion center </li><li> Work within a custom-built, state-of-art facility that includes an in-house lab, NCV testing, Digital X-ray, Hologic DXA, MSK ultrasound, peripheral MRI, total body MRI, 7 chair infusion suite, and sleep lab </li></ul>Compensation and Benefits<ul><li> Impressive base salary with production bonuses </li><li> $20,000 Signing Bonus and $10,000 Relocation </li><li>Partnership Track and Profit Sharing</li><li> Comprehensive benefits package comprised of health and vision insurance (includes family), malpractice insurance, 401k retirement pension plan, 264 hours (more than 6 weeks!) PTO/CME with CME allowance, and much more </li></ul>Explore Altoona in Western Pennsylvania Altoona, a city in Western Pennsylvania, is a fantastic choice for families seeking affordability, community, and access to kid-friendly amenities. With a population of 44k people, Altoona offers a small?town vibe without sacrificing conveniences. Nestled in the Allegheny Mountains, it's an ideal spot for nature lovers, with hiking, biking, and skiing nearby. Families will love the range of activities, such as historic amusement park, a children?s discovery center, a railroaders museum, and a planetarium. Altoona is about 2 hours from Pittsburgh, roughly 3.5?hours from Baltimore and Washington, DC, and just under 4?hours from Philadelphia. Overall, Altoona delivers a safe, family-friendly environment with solid schools, diverse youth activities, and easy access to urban centers. Whether you're looking for a quieter lifestyle or a strategic location, Altoona is a hidden gem worth considering. ES-71 <img src="https://www.jobg8.com/Tracking.aspx?55pzn2K8J1yMH3z7HcTSBAd" width="0" height="0" />

**Rheumatologist**

Join one of the nation's premier rheumatology clinical trial sites! A growing single-specialty practice in western Pennsylvania is adding a BC/BE Rheumatologist to their dynamic group in Altoona.

**Job Description**

- Practice has 4 Rheumatologists, 6 Physician Assistants, and an excellent support team
- Enjoy a great work-life balance with no evening or weekend hours
- Opportunities for clinical research and teaching residents and medical students
- With over 1,200 clinical trials, the practice has a nationally recognized clinical research program and a well-regarded infusion center
- Work within a custom-built, state-of-the-art facility that includes an in-house lab, NCV testing, Digital X-ray, Hologic DXA, MSK ultrasound, peripheral MRI, total body MRI, 7 chair infusion suite, and sleep lab

**Benefits**

- Impressive base salary with production bonuses
- $20,000 signing bonus and $10,000 relocation
- Partnership track and profit sharing
- Comprehensive benefits package comprised of health and vision insurance (includes family), malpractice insurance, 401k retirement pension plan, 264 hours (more than 6 weeks!) PTO/CME with CME allowance, and much more

**Community Overview**

Altoona, a city in Western Pennsylvania, is a fantastic choice for families seeking affordability, community, and access to kid-friendly amenities. With a population of 44k people, Altoona offers a small-town vibe without sacrificing conveniences. Nestled in the Allegheny Mountains, it's an ideal spot for nature lovers, with hiking, biking, and skiing nearby. Families will love the range of activities, such as a historic amusement park, a children's discovery center, a railroaders museum, and a planetarium. Altoona is about 2 hours from Pittsburgh, roughly 3.5 hours from Baltimore and Washington, DC, and just under 4 hours from Philadelphia. Overall, Altoona delivers a safe, family-friendly environment with solid schools, diverse youth activities, and easy access to urban centers. Whether you're looking for a quieter lifestyle or a strategic location, Altoona is a hidden gem worth considering.

Work Dates Needed: Mar - Ongoing Preferred Schedule: 630a - 3p/7p 5/8s or 4/10s 20 shifts per month Min 10 shifts per month availability to be considered Worksite Setting: Inpatient / Outpatient Scope of Work: CASE MIX: Run 17 sites, Offsite ASC Every service line including OB, Cardiac with EP cases, TAVRs Watchman Procedures, Health Peds, Complex Neuro, Complex Thoracic, ENT, Trauma, Major Vascular, General and Colorectal, Ortho, Gyn, IR / CT / Bronch Cases, Plastics, Urology, Gi, Offsite anesthesia, Robotics, Gen Surgery Licenses, Certifications, Requirements: Active PA license required, BC, ACLS, min 1 year of experience EMR: Epic<img src="https://www.jobg8.com/Tracking.aspx?0bpN0oDbdZSc%2f9uT1Bvgiwk" width="0" height="0" />

**Job Title**

Work Dates Needed: Mar - Ongoing

Preferred Schedule: 6:30 AM - 3:00 PM / 7:00 PM, 5/8s or 4/10s, 20 shifts per month, minimum 10 shifts per month availability to be considered.

**Job Description**

- Worksite setting: Inpatient / Outpatient
- Scope of work: Run 17 sites, Offsite ASC
- Every service line including OB, Cardiac with EP cases, TAVRs, Watchman Procedures, Health Peds, Complex Neuro, Complex Thoracic, ENT, Trauma, Major Vascular, General and Colorectal, Ortho, Gyn, IR / CT / Bronch Cases, Plastics, Urology, GI, Offsite anesthesia, Robotics, General Surgery

**Requirements**

- Active PA license required
- Board Certified (BC)
- ACLS certification
- Minimum 1 year of experience

**EMR**

- Epic

CRNA / Anesthesiology / Pennsylvania / Locum or Permanent / Certified Registered Nurse Anesthetist (CRNA) Job

Seeking a BC/BE Inpatient Psychiatrist to join a supportive team that values professional growth and work-life balance! Details: <ul><li> Provide expert psychiatric care with a focus on inpatient treatment, demonstrating strong clinical skills and compassionate patient interaction </li><li> This position offers the opportunity to work in a collaborative environment, focusing on delivering life changing medicine to patients </li><li> Collaborate effectively with a multidisciplinary team to ensure comprehensive patient care </li><li> Contribute to our mission of improving mental health outcomes and advancing psychiatric knowledge </li></ul> Benefits: <ul><li> Competitive compensation package with comprehensive medical, dental, and vision benefits. </li><li> Access to health and wellness programs, generous PTO, and paid parental leave. </li><li> Opportunities for career development and continuing education. </li><li> Participation in a robust retirement plan. </li></ul> Community: Living in this central Pennsylvania city offers a balanced lifestyle with access to beautiful mountain scenery, a low cost of living, and a close-knit community feel. It's conveniently situated within a couple of hours drive to larger metropolitan areas like Pittsburgh, Harrisburg, and State College, making it easy to enjoy urban amenities, cultural events, and broader job markets while residing in a quieter, more affordable setting. The area boasts a rich railroad history, scenic parks, and a variety of local festivals and outdoor activities throughout the year, making it appealing for both families and retirees. APPLY NOW or TEXT Job and email address to 636 - 628 - 2412. Search all of our provider opportunities at: brittmedical DOT com <img src="https://www.jobg8.com/Tracking.aspx?MZOyXlQuN%2fc0k2lhQE%2bl6Qi" width="0" height="0" />

**Inpatient Psychiatrist**

Seeking a BC/BE Inpatient Psychiatrist to join a supportive team that values professional growth and work-life balance!

**Job Description**

- Provide expert psychiatric care with a focus on inpatient treatment, demonstrating strong clinical skills and compassionate patient interaction
- This position offers the opportunity to work in a collaborative environment, focusing on delivering life-changing medicine to patients
- Collaborate effectively with a multidisciplinary team to ensure comprehensive patient care
- Contribute to our mission of improving mental health outcomes and advancing psychiatric knowledge

**Benefits**

- Competitive compensation package with comprehensive medical, dental, and vision benefits
- Access to health and wellness programs, generous PTO, and paid parental leave
- Opportunities for career development and continuing education
- Participation in a robust retirement plan

**Community Overview**

Living in this central Pennsylvania city offers a balanced lifestyle with access to beautiful mountain scenery, a low cost of living, and a close-knit community feel. It's conveniently situated within a couple of hours' drive to larger metropolitan areas like Pittsburgh, Harrisburg, and State College, making it easy to enjoy urban amenities, cultural events, and broader job markets while residing in a quieter, more affordable setting. The area boasts a rich railroad history, scenic parks, and a variety of local festivals and outdoor activities throughout the year, making it appealing for both families and retirees.